GS
GS — Financial Services
Graham: 25
Buffett: 24
Lynch: 52
The Goldman Sachs Group, Inc., a financial institution, provides a range of financial services for corporations, financial institutions, governments, and individuals in the Americas, Europe, the Middle East, Africa, and Asia. It operates through Global Banking & Markets, Asset & Wealth Management, and Platform...
Price ?
750.78
Market Cap ?
231.8B
P/E ?
15.25
P/B ?
2.18
Div Yield ?
1.73%
52W Range ?
439.38 - 825.25
200W MA ?
422.31
25
Graham-style buying rate (0-100)
Criteria breakdown
- ✓ Company size sufficient (large-cap) ? $231,840,874,496 — Uses market cap >= $2B as proxy
- ✓ Solid financial condition (CR>=2; LT debt <= NCAV) ? CR=2.65 | D/E=5.24 — Partial: checks current ratio; LT debt vs NCAV unavailable
- ✓ Uninterrupted dividends for 20 years ?
- ✓ No losses in last 10 years ? 10y window — Positive earnings for last 16y
- ✓ EPS growth >= 33% over 10 years ? ~234%
- ✗ Price-to-Book (P/B) <= 1.5 ? 2.18
- ✗ Price-to-Earnings (P/E) <= 15 ? 15.3 — Uses trailing P/E as proxy for 3y avg EPS
- ✗ Combined formula (P/E * P/B) <= 22.5 ? 33.3
- ✗ Margin of safety >= 20% ? -23% — Intrinsic = EPS * 15
- ✗ High ROE maintained without excessive debt ? ROE=13.6% | D/E=5.24 — Approximate threshold ROE = 15%, D/E = 1.0
What is evaluated (Graham):
- Valuation discipline and buying below intrinsic value.
- Financial resilience: liquidity and prudent leverage.
- Consistent dividends and earnings over long horizons.
"The intelligent investor is a realist who sells to optimists and buys from pessimists." — Benjamin Graham
24
Buffett-style buying rate (0-100)
Criteria breakdown
- ✗ Positive and growing FCF (multi-year) ? -10,271,000,000 -> -11,121,000,000
- ? ROIC >= 12% sustained ? — Data not available
- ✗ High ROE (proxy for durable advantages) ? 13.6% — Consistency over years not checked
- ✓ Net profit margin >= 10% ? 29.1% — Derived from available financial filings
- ✗ Conservative leverage (D/E <= 1.0) ? 5.24
- ✓ Sustainable shareholder returns (dividend > 0%) ? 1.73% — Does not assess buybacks or payout safety
What is evaluated (Buffett):
- Durable advantages: high ROE, healthy margins.
- Balance discipline and shareholder friendly capital use.
- Positive free cash flow and efficient reinvestment.
"It is far better to buy a wonderful company at a fair price than a fair company at a wonderful price." — Warren Buffett
52
Lynch-style buying rate (0-100)
Criteria breakdown
- ✗ PEG ratio (P/E / growth) <= 1.0 ? 1.16
- ✓ Positive multi-year EPS growth (per-year >= 10%) ? ~13.1%/yr
- ✗ Conservative leverage (D/E <= 0.5) ? 5.24
- ✓ Sustainable profitability (net margin >= 5%) ? 29.1%
- ✓ Earnings stability (no losses in 10y) ? 10y window
What is evaluated (Lynch):
- Growth at a reasonable price (PEG and EPS CAGR).
- Durable earnings with limited drawdowns.
- Conservative balance sheet and baseline profitability.
"Know what you own, and know why you own it." — Peter Lynch