GS
GS — Financial Services
Graham: 12
Buffett: 24
Lynch: 29
The Goldman Sachs Group, Inc., a financial institution, provides a range of financial services for corporations, financial institutions, governments, and individuals in the Americas, Europe, the Middle East, Africa, and Asia. It operates through three segments: Global Banking & Markets, Asset & Wealth Management, and...
Price ?
813.53
Market Cap ?
244.0B
P/E ?
15.85
P/B ?
2.28
Div Yield ?
1.91%
52W Range ?
439.38 - 984.70
200W MA ?
476.5
12
Graham-style buying rate (0-100)
Criteria breakdown
- ✓ Company size sufficient (large-cap) ? $244,000,849,920 — Uses market cap >= $2B as proxy
- ✗ Solid financial condition (CR>=2; LT debt <= NCAV) ? CR=1.53 | D/E=5.96 — Partial: checks current ratio; LT debt vs NCAV unavailable
- ✓ Uninterrupted dividends for 20 years ?
- ✓ No losses in last 10 years ? 10y window — Positive earnings for last 17y
- ✓ EPS growth >= 33% over 10 years ? ~215%
- ✗ Price-to-Book (P/B) <= 1.5 ? 2.28
- ✗ Price-to-Earnings (P/E) <= 15 ? 15.8 — Uses trailing P/E as proxy for 3y avg EPS
- ✗ Combined formula (P/E * P/B) <= 22.5 ? 36.2
- ✗ Margin of safety >= 20% ? -6% — Intrinsic = EPS * 15
- ✗ High ROE maintained without excessive debt ? ROE=13.9% | D/E=5.96 — Approximate threshold ROE = 15%, D/E = 1.0
What is evaluated (Graham):
- Valuation discipline and buying below intrinsic value.
- Financial resilience: liquidity and prudent leverage.
- Consistent dividends and earnings over long horizons.
"The intelligent investor is a realist who sells to optimists and buys from pessimists." — Benjamin Graham
24
Buffett-style buying rate (0-100)
Criteria breakdown
- ✗ Positive and growing FCF (multi-year) ? -11,121,000,000 -> -43,090,000,000
- ? ROIC >= 12% sustained ? — Data not available
- ✗ High ROE (proxy for durable advantages) ? 13.9% — Consistency over years not checked
- ✓ Net profit margin >= 10% ? 28.9% — Derived from available financial filings
- ✗ Conservative leverage (D/E <= 1.0) ? 5.96
- ✓ Sustainable shareholder returns (dividend > 0%) ? 1.91% — Does not assess buybacks or payout safety
What is evaluated (Buffett):
- Durable advantages: high ROE, healthy margins.
- Balance discipline and shareholder friendly capital use.
- Positive free cash flow and efficient reinvestment.
"It is far better to buy a wonderful company at a fair price than a fair company at a wonderful price." — Warren Buffett
29
Lynch-style buying rate (0-100)
Criteria breakdown
- ? PEG ratio (P/E / growth) <= 1.0 ? — needs positive EPS growth
- ✗ Positive multi-year EPS growth (per-year >= 10%) ? ~-3.6%/yr
- ✗ Conservative leverage (D/E <= 0.5) ? 5.96
- ✓ Sustainable profitability (net margin >= 5%) ? 28.9%
- ✓ Earnings stability (no losses in 10y) ? 10y window
What is evaluated (Lynch):
- Growth at a reasonable price (PEG and EPS CAGR).
- Durable earnings with limited drawdowns.
- Conservative balance sheet and baseline profitability.
"Know what you own, and know why you own it." — Peter Lynch