JPM
JPM — Financial Services
Graham: 12
Buffett: 48
Lynch: 81
JPMorgan Chase & Co. operates as a financial services company worldwide. It operates through three segments: Consumer & Community Banking, Commercial & Investment Bank, and Asset & Wealth Management.
Price ?
314.85
Market Cap ?
857.1B
P/E ?
15.73
P/B ?
2.48
Div Yield ?
1.84%
52W Range ?
202.16 - 337.25
200W MA ?
189.33
12
Graham-style buying rate (0-100)
Criteria breakdown
- ✓ Company size sufficient (large-cap) ? $857,104,318,464 — Uses market cap >= $2B as proxy
- ? Solid financial condition (CR>=2; LT debt <= NCAV) ? — Partial: checks current ratio; LT debt vs NCAV unavailable
- ✓ Uninterrupted dividends for 20 years ?
- ✓ No losses in last 10 years ? 10y window — Positive earnings for last 16y
- ✓ EPS growth >= 33% over 10 years ? ~229%
- ✗ Price-to-Book (P/B) <= 1.5 ? 2.48
- ✗ Price-to-Earnings (P/E) <= 15 ? 15.7 — Uses trailing P/E as proxy for 3y avg EPS
- ✗ Combined formula (P/E * P/B) <= 22.5 ? 39.0
- ✗ Margin of safety >= 20% ? -6% — Intrinsic = EPS * 15
- ? High ROE maintained without excessive debt ? ROE=16.1% | D/E=? — Approximate threshold ROE = 15%, D/E = 1.0
What is evaluated (Graham):
- Valuation discipline and buying below intrinsic value.
- Financial resilience: liquidity and prudent leverage.
- Consistent dividends and earnings over long horizons.
"The intelligent investor is a realist who sells to optimists and buys from pessimists." — Benjamin Graham
48
Buffett-style buying rate (0-100)
Criteria breakdown
- ? Positive and growing FCF (multi-year) ? — Insufficient history
- ? ROIC >= 12% sustained ? — Data not available
- ✓ High ROE (proxy for durable advantages) ? 16.1% — Consistency over years not checked
- ✓ Net profit margin >= 10% ? 33.9% — Derived from available financial filings
- ? Conservative leverage (D/E <= 1.0) ? — No D/E data
- ✓ Sustainable shareholder returns (dividend > 0%) ? 1.84% — Does not assess buybacks or payout safety
What is evaluated (Buffett):
- Durable advantages: high ROE, healthy margins.
- Balance discipline and shareholder friendly capital use.
- Positive free cash flow and efficient reinvestment.
"It is far better to buy a wonderful company at a fair price than a fair company at a wonderful price." — Warren Buffett
81
Lynch-style buying rate (0-100)
Criteria breakdown
- ✓ PEG ratio (P/E / growth) <= 1.0 ? 0.71
- ✓ Positive multi-year EPS growth (per-year >= 10%) ? ~22.1%/yr
- ? Conservative leverage (D/E <= 0.5) ? — No D/E data
- ✓ Sustainable profitability (net margin >= 5%) ? 33.9%
- ✓ Earnings stability (no losses in 10y) ? 10y window
What is evaluated (Lynch):
- Growth at a reasonable price (PEG and EPS CAGR).
- Durable earnings with limited drawdowns.
- Conservative balance sheet and baseline profitability.
"Know what you own, and know why you own it." — Peter Lynch